Protect Your Family in 15 Minutes No Medical Exam Required
Get affordable term life insurance coverage from $150,000 to $750,000. Decisions in about 1 hour. A licensed Minnesota agent will guide you through every step.
No Medical Exam
Simple health questions only
Fast Decisions
Approved in about 1 hour
Coverage to $750K
10, 15, or 20-year terms
Trusted Since 1927
American Family Insurance
500+ Minnesota Families Protected
Get Your EasyProtect Quote
No medical exam required. Decisions in about 1 hour.
Coverage Intent
Affordable protection for a specific period (10, 15, or 20 years)
Permanent coverage with cash value savings component
We'll help you determine the best fit for your needs
Most families need 10-15x their annual income. Average coverage is $500,000.
Why Choose EasyProtect Term Life?
EasyProtect makes getting life insurance simple and fast. No blood tests, no doctor visits, no waiting weeks for an answer.
Simple Application
Answer a few health questions online. No medical exam, no blood work, no doctor visits required.
Fast Decisions
Get your coverage decision in about 1 hour. Most traditional policies take 4-6 weeks.
Level Premiums
Lock in your rate for the entire term. Your premium stays the same for 10, 15, or 20 years.
Coverage Options
EasyProtect offers flexible coverage amounts based on your age and needs.
Up to $750,000
- 10, 15, or 20-year terms
- Level premiums guaranteed
- No medical exam required
Up to $500,000
- 10, 15, or 20-year terms
- Level premiums guaranteed
- No medical exam required
Up to $250,000
- 10, 15, or 20-year terms
- Level premiums guaranteed
- No medical exam required
Frequently Asked Questions
What is EasyProtect?
EasyProtect is American Family Insurance's simplified issue term life insurance product. It allows eligible applicants to get life insurance coverage without a medical exam. You answer a few health questions, and if approved, you can get coverage decisions in about 1 hour.
Who is eligible for EasyProtect?
EasyProtect is available to individuals ages 18-60 who have an existing American Family Insurance policy (home, auto, or farm/ranch) and meet certain health requirements. If you don't currently have an AmFam policy, we can discuss bundling options.
How much coverage can I get?
Coverage amounts range from $150,000 to $750,000 depending on your age. Ages 18-50 can get up to $750,000, ages 51-55 up to $500,000, and ages 56-60 up to $250,000.
What if I don't qualify for EasyProtect?
If you don't qualify for EasyProtect, we have other life insurance options available including traditional underwritten policies, guaranteed issue policies, and whole life insurance. A licensed agent will help you find the best option for your situation.
Ready to Protect Your Family?
Get your free, no-obligation quote in just a few minutes. A licensed Minnesota agent will contact you within 5 minutes to answer any questions.