American Family Insurance in Fargo, ND
Get auto, home, life, and umbrella insurance quotes from Weston Nelson — a licensed American Family agent serving Fargo, West Fargo, Moorhead MN, and all of North Dakota.
North Dakota's largest city and the economic anchor of the Red River Valley — a thriving college town home to North Dakota State University and the healthcare hub of the northern plains.
Insurance Tips for Fargo Residents
North Dakota is a no-fault state — PIP coverage of $30,000 minimum is required. Your own insurance pays your medical bills after an accident regardless of who was at fault.
The Red River of the North has flooded Fargo catastrophically — the 1997 and 2009 floods caused massive damage. If you own property near the Red River, separate flood insurance through NFIP is essential.
Insurance Coverage in Fargo, ND
Auto Insurance
Liability, collision, comprehensive, and uninsured motorist coverage for Fargo drivers.
Home Insurance
Protect your Fargo property from blizzards, spring flooding, theft, and liability.
Life Insurance
Term, whole, and flexible life insurance to protect your family's financial future.
Bundle & Save
Combine auto + home in Fargo for multi-policy discounts through American Family.
Serving Fargo and Surrounding Areas
North Dakota Coverage Considerations
North Dakota is a no-fault auto insurance state — PIP coverage is mandatory.
Extreme winter conditions and spring flooding along the Red River make comprehensive home coverage essential in ND.
Why Fargo Residents Choose Nelson & Associates
Real Licensed Agent
Work directly with Weston Nelson — based in Fridley, MN, licensed in ND, serving Fargo clients digitally.
American Family Strength
Fortune 500 carrier with 97+ years protecting families. Trusted nationwide.
Digital-First Service
Quote online, manage your policy digitally, reach your agent by phone, text, or email.
Also serving in North Dakota: